To make ends meet, families in Shawnee and Jefferson Counties are borrowing heavily and relying on high-cost alternatives to cover daily living expenses. This cycle of increasing debt to keep up with the rising cost of food, gas and many other everyday needs has left many families living paycheck to paycheck.
These families are more vulnerable to crisis, and in the long-term, they have a very limited ability to save for advanced education, a home, reliable transportation or retirement. This limits the economic potential of both the families and the communities in which they live.
In the HOPE Program United Way partners with Housing and Consumer Counseling, Inc., and six other partners to provide budgeting and money management training to individuals and families struggling with large amounts of debt. It also pairs them with volunteer mentors who help them stay on track.
After one year, 12 families have completed 12 months in the program, four are near completion, and 24 more have enrolled.